Small Business Loans
|Loan Range||$1,000 to $500,000+|
|Flexible payment Options||
Every business is different,
Business Financing Experts
How would $1,000 - $500,000+ help your business? Discovery Credit believes in supporting the local businesses of Australia. Find out more about our different types of Fast Business Loans.
Why Choose Us?
At Discovery Credit, we are dedicated to helping small businesses all around Australia with their funding needs. Many Aussies want to be their own boss, but fail to do so, because banks have turned them down.
We have made both secured and unsecured business finance easy for you.
Why are we the Bank Alternative?
- New Business Start-up? We can help.
- No 2 Year Financial Records? Okay, no problems.
- No A.B.N? Okay, that's fine!
- Bad Credit History? Okay, we love giving second chances.
- Short Term or Long Term
What is the Loan Process?
- Complete our 5-minute Pre-Approval.
- Provide a few simple documents.
- Sign Contract and Funds will be ready for transfer.
Why can we help?
There are people who also experience cash flow problem with their current business, and we can provide funding for them to solve it. Sometimes, businesses can be running very well, and chances do come up for them to move another step forward, but expanding a business can be as hard as starting a business because funding is required. Saving up to expand is always one of the slowest ways to expand, and most likely you would miss the chance, that is why our lenders provide business loans for businesses to take another step forward.
We guarantee you will be satisfied with our service.
What Is an Unsecured Business Loan?
An unsecured business loan is one that is supported only by the borrower’s credit or perceived trustworthiness. The borrower receives the loan without the need for any collateral. For this reason, unsecured loans are particularly advantageous for small business owners who require access to a secure line of cash flow but have not yet developed their operations to the extent that they have substantial collateral on hand.
An unsecured business loan may not require collateral, but that doesn’t mean that the lender is willing to supply anyone and everyone with capital. Instead, the borrower still has to meet certain income and credit requirements. In some cases, they may also need to find a signatory who will sign on their behalf and take responsibility for the loan in the event that they’re not able to repay it.
How Much Can I Borrow for a Business Loan?
The amount you can borrow through an unsecured loan varies depending on your credit rating and the lender that you are dealing with. At Discovery Credit, our business loans range from $1,000 to $500,000. These loan amounts are ideal for new and established businesses, alike, and our clients span a wide range of industries.
With as much as half a million dollars available to eligible borrowers, it is safe to say that our unsecured business loans in Australia are ideal for a range of purposes. Whether you’re expanding your business, leveraging new opportunities or simply looking for ways to maintain liquidity whilst waiting for invoices to clear, our fast business loans can provide you with precisely what you need.
Where to Get an Unsecured Business Loan?
Small business owners looking for financial assistance in Australia often find themselves with limited options. Many of the biggest banks and financial institutions maintain unrealistic criteria for borrowers. If you don’t represent an already liquid enterprise with significant cash flow and extensive financial data, you’ll likely find that most financial institutions prefer to look elsewhere for clients.
But that’s simply not the case with Discovery Credit.Our business loan packages have been specifically designed for small and growing enterprises in mind.
Here are a few stand-out reasons that businesses turn to us for financing:
- We are delighted to help fledgling businesses find their footing and get their operations off the ground.
- We do not require extensive, two-year financial records, as do many Australian lenders.
- We do not require businesses to hold an Australian Business Number (ABN), which is a prerequisite for many lenders around the nation.
- We’re in the business of giving second chances and do everything in our power to work with bad credit histories.
Our financial support makes it easier for Australian business owners to step out as their own boss and take control of their financial future. You no longer have to languish under the oppression of unrealistic financial expectations from the big banks. Instead, you decide how you would best like to operate and build your business – and we’ll see to it that you have the capital needed to do so.
How to Get an Unsecured Loan for a Business
Applying for unsecured business loans and bad business loans from Discovery Credit is refreshingly straightforward. The process begins on our website; so if you’re reading this, then you’ve already taken the first step. We can guide you from here.
As you’ll see on the right side of the page, there’s a short form you can fill out to get pre-approved for an unsecured business loan from Discovery Credit. Filling this form out places you under no obligation to proceed, but it helps us collect the information needed to get your loan underway.
This is the basic information we’ll ask you to supply in that form:
- Loan Amount
- Purpose of the Loan
- Credit History
Let us know how much capital you need to borrow to get your operations on track. As mentioned above, this figure can range from as little as $1,000 to $500,000. If you’re unsure precisely how much you’ll need, just round up to your projected maximum. We can also adjust the amount later in the process.
Is this a personal or business loan? We certainly specialize in business-related loans for clients in need of start-up capital or assistance with cash flow or commercial property use. However, we can also supply you with personal loans for everything from paying bills to consolidating loans or even financing weddings or holidays.
First of all, it’s important to understand that spotty credit is simply not a problem, as we supply bad credit business finance to clients across Australia on a regular basis. All the same, we’ll need to take inventory of your current credit rating. Our form allows you to specify your credit history according to the number of defaults you’ve undergone as well as whether you’re currently under bankruptcy (or have been formal).
Once you’ve filled out this form, you’ll get an immediate result from the website – 24 hours a day, seven days a week. From there, you can choose to further pursue this opportunity with one of our representatives.
There are many reasons we believe that we’re uniquely suited to help business owners with their startup needs and cash-flow problems. The team at Discovery Credit understand that every business is different. With that in mind, we will tailor a repayment plan to suit your organization’s specific operations. Our process is so effective, in fact, that we guarantee your satisfaction with our service.
We’re an agile, open-minded lender. The fact that we don’t require the burden of complex financial records, an ABN or even a glowing credit history means that you’re likely to have success with our bad credit business finance even with other lenders have let you down.
If you’re ready to turn your company’s prospects around, get in touch with the team at Discovery Credit for fast business loans. Click ‘Apply Now’ on the top menu to get started, and please don't hesitate to contact us if you have any questions.
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